Motor Insurance

miCovers against accidental loss or damage to vehicles and/or legal liability arising out of third party accidental loss or damage to vehicles and/or legal liability arising out of third party. Cover is also available for Executive Scheme, High Valued Vehicles, Road Side Assistance, Extended Warranty and Car Replacement.
Motor Insurance is a type of Insurance policy that consumers can purchase for cars, motorbikes, vans and other motor vehicles. It covers the Insured against the cost of repairing a vehicle following an accident, theft or damage; and against any liability claims.
The Motor Department offers motor insurance policies directly to private individuals and fleet insurance to different companies.
Global Tebiem Insurance Company Insurance provides a broad range of Insurance Products and Services in order to meet the needs of various Companies, Business Establishments, Organizations, and Individuals.
There are several Types of Motor Insurance offered by Global Tebiem Insurance Company as follows:-
A ) Comprehensive Car Insurance, ( Loss, Damage and Third party Liability ):
Loss, damage and third party liability car insurance covers against accidental damage to a third party vehicle or property and to the policyholder’s car, injury to third parties and liability to passengers in the policyholder’s car and subject to certain conditions.
The above Cover consist of two sections :-
1 ) Loss of or Damage to the Insured vehicle
Under Loss of or Damage, the cover will be liable for insured vehicle that claim may arise from :-
Accident or overturning
Fire, external explosion, self ignition, lightning or thunderbolt
Burglary or theft
Malicious act of third party.
Whilst in transit by road, rail, inland waterway, lift / elevator, etc..).
2 ) Third Party Liability
Third Party Liability section indemnifies the Insured against all sums which the Insured shall become legally liable to pay as compensation for:-
Death of or bodily injury to any person including all passengers in the vehicles (except the Insured or the driver and their families [spouse, parents and children] and the employees of the insured).
Damages for materials and property (except those owned by the Insured or the driver at the time of the accident or property held in trust or in their custody or control).
B ) Third Party Liability Insurance Policy
Third Party Liability policy indemnifies the Insured against all sums which the Insured shall become legally liable to pay as compensation for:
Death of or bodily injury to any person including all passengers in the vehicles (except the Insured or the driver and their families [spouse, parents and children] and the employees of the insured).
Damages for materials and property (except those owned by the Insured or the driver at the time of the accident).

C ) Third Party Fire and Theft Only:
Include all the benefits of third party, with the addition coverage of fire and theft, attempted theft and taking without consent.